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"A credit loan?"
Khadgar tilted his head and looked at the other mages. It seemed no one knew what that meant.
Most of the mages' knowledge was passed down from one generation to the next, so most of them had lived locked in the tower since they were kids and had spent their time studying and dedicating their lives to research.
Hence, there was no way they would know about things like credit loans.
The mages looked at each other, confused.
"What's that?"
"It's my first time hearing of it. What about you?"
"It's also my first time…"
There were thirty mages, but no one knew what a loan was.
Kang-Woo's eyes shone, and he smiled.
"A credit loan is lending you money based on your credibility."
"Credibility?"
"Lending money?"
"Yes," Kang-Woo said. "The details are quite complex… but that's the easiest possible explanation. They lend you money, and in exchange, they receive interest."
"Oh! Like a bank."
"Exactly." Kang-Woo nodded while smiling.
A mage said in a worried voice, "But would we be able to borrow money? Our credibility is…"
He trailed off at the last part of the sentence.
It was obvious that they didn't have a single penny to their name, nor did they have...



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